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Home > Blog > Insurance for Grocery Stores
FRIDAY, JANUARY 21, 2022

Insurance for Grocery Stores

Grocery store owners are responsible for insuring their business. You can personalize your insurance to fit the needs of your store. Various coverage options are available to protect your business from potential hazards. At Maranatha Tax & Insurance Agency, our experienced agents want to be sure your grocery store has adequate coverage.  

What Types of Insurance Do Grocery Stores Need?  Man at Grocery Store

Grocery stores face unique risks such as customers becoming sick from your products or slipping and falling while browsing the aisles. In order to save your business from potential financial burden resulting from an unforeseen incident, consider the following insurance coverages:  

  • Property—If something were to happen to your business’s property, this coverage would help protect your building, its contents and equipment.  

  • Liability—If someone files a lawsuit or claim against your business, this coverage provides financial assistance with those fees. 

  • Workers’ compensation—If an employee experiences illness or injury while working, this insurance coverage provides wage replacement, helps cover medical expenses as well as potential rehabilitation expenses. This coverage is beneficial to protect yourself from a hefty lawsuit. 

  • Crime—If someone were to commit crimes, such as fraud, embezzlement, robbery or other business-related crimes, this insurance coverage could assist with losses of property, assets or cash.  

  • Product liability—If products sold or supplied by your grocery store cause personal injury or property damage, this insurance coverage can help cover costs associated with defending your business against potential claims and associated costs.  

  • Commercial auto—If your business owns, leases or uses vehicles for activities such as deliveries, pick-ups or other business-related needs, this policy could help with costs related to vehicle damage, other people’s property and medical bills.  


Contact Us Today 

At Maranatha Tax & Insurance Agency, we want to ensure that you are getting the proper coverage needed for grocery store insurance. Contact your agent today to speak about the best options for your business.  
Posted 3:43 PM

Tags: grocery store insurance
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18970 US HWY 441
Mount Dora, FL 32757

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