Month: August 2025

Florida’s storm season is no stranger to Mount Dora residents. From heavy rains to strong winds, the weather can take a toll on homes in the area. Storm damage can lead to costly repairs, leaving homeowners scrambling to recover. This is where home insurance becomes invaluable. Maranatha Tax and Insurance Agency helps Mount Dora homeowners find the right coverage to protect their property and finances when storms strike.

Common Types of Storm Damage in Mount Dora

Storms in Mount Dora can cause a variety of damages, including:

• Roof Damage: High winds and falling debris can tear shingles or cause structural issues.
• Flooding: Heavy rains can lead to water damage inside homes, especially in low-lying areas.
• Broken Windows: Flying debris during storms can shatter glass, leaving homes exposed to the elements.
• Exterior Damage: Siding, gutters, and outdoor structures like fences can be damaged by wind and rain.

These damages can be expensive to repair, but home insurance can help cover the costs, ensuring you can restore your home quickly.

What Home Insurance Covers

Home insurance policies typically provide coverage for storm-related damages, including:

• Structural Repairs: Covers damage to the roof, walls, and foundation caused by wind or debris.
• Personal Belongings: Protects items inside your home, such as furniture and electronics, from water or wind damage.
• Temporary Living Expenses: If your home becomes uninhabitable due to storm damage, insurance can help cover the cost of temporary housing.

It’s important to review your policy to ensure it includes coverage for the specific risks Mount Dora homeowners face during storm season.

Flooding: A Separate Concern

While home insurance covers many types of storm damage, flooding is often excluded and requires a separate flood insurance policy. Mount Dora’s proximity to lakes and low-lying areas makes flooding a real risk during heavy rains. Adding flood insurance to your coverage ensures you’re protected from water-related damages.

Maranatha Tax and Insurance Agency can help you determine whether flood insurance is necessary for your property.

Preparing for Storm Season

To minimize the impact of storms, Mount Dora homeowners can take proactive steps, such as:

• Inspecting and reinforcing your roof to prevent wind damage.
• Installing storm shutters to protect windows from flying debris.
• Securing outdoor furniture and structures to reduce the risk of damage.
• Reviewing your home insurance policy to ensure adequate coverage.

Preparation is key to reducing damage and ensuring a smoother recovery process.

Recovering with Maranatha Tax and Insurance Agency

Storm damage can be overwhelming, but the right home insurance policy can make all the difference. Maranatha Tax and Insurance Agency is committed to helping Mount Dora residents find comprehensive coverage that protects their homes and belongings. Whether you’re preparing for storm season or dealing with the aftermath, we’re here to support you every step of the way.

Contact Maranatha Tax and Insurance Agency today to review your home insurance policy and ensure you’re ready for Florida’s unpredictable weather.